Baobab Bulletin — Issue #1 — What we’re building, watching, and reading to start 2026.
Baobab Bulletin • Issue #3 • February 2026
A twice‑monthly roundup from Baobab Wealth & Baobab Wealth Abroad
The Baobab Bulletin
Hi there,
A recent Wall Street Journal discussion raised a bold question: Should you just buy stocks and hold them for life?
In this month’s Baobab Bulletin, we explore the mistakes young investors often make, where all-stock portfolios can make sense (if ever!), and why retirement planning becomes more complex for expats and cross-border families.
We’ve also included a practical 2026 IRA comparison guide to help you think through Roth vs. Traditional contributions. If you’d like to review how this applies to your own plan, you can schedule a call by clicking the button below!
Have a question? Click HERE to schedule a screen share and we’ll walk through it together.
The Retirement Mistake That Can Cost Young Workers Big
Starting your career often means earning the lowest income you may ever see, yet many young workers are guided toward retirement strategies that delay taxes instead of using lower early-career tax brackets to their advantage.
Living and working abroad can turn retirement planning into a scattered puzzle, with accounts in different countries, currencies that don’t move together, and rules that don’t “talk” to each other. It’s easy to ignore it until later, right?
Welcome to Divorce the IRS, the Retirement Income Planning Podcast, built for people who want to pay the least amount of taxes possible and create retirement income that actually lasts. Inspired by Jimmy Miller’s bestselling book Divorce, the IRS, this show takes you behind the scenes of the tax rules, retirement strategies, and planning decisions that can quietly determine how much of your money you keep.
As a non‑US citizen living and working in the United States, you face many new challenges when it comes to learning and understanding a completely new financial and tax system. The goal of this podcast is to help non‑US citizens and cross‑border families implement effective strategies to take full advantage of the opportunities to create wealth in the United States—both while you’re here and even once you’ve left
Should I Contribute to My Roth IRA or Traditional IRA?
Use this guide to help determine whether a Roth or Traditional IRA makes more sense for 2026 based on your tax bracket, income limits, and long-term retirement goals.
Baobab Wealth Management and Baobab Wealth Abroad are DBA names of Baobab Wealth LLC, a Florida state Registered Investment Advisor.
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