Baobab Bulletin — Issue #1 — What we’re building, watching, and reading to start 2026.
Baobab Bulletin • Issue #4 • February 2026
A twice‑monthly roundup from Baobab Wealth & Baobab Wealth Abroad
The Baobab Bulletin
Hi there,
A common belief is that taxes fade into the background once you stop working. In reality, the tax story evolves — and often becomes more complex — across different phases of life.
In this month’s Baobab Bulletin, we explore the hidden taxes you pay while working, how mini-retirements can create strategic low-income planning windows, and when you might consider taking RMDs early in the year.
We’ve also included a practical 2026 Roth 401(k) guide to help you evaluate whether paying taxes now — or later — better supports your long-term plan. If you’d like to review how this applies to your situation, you can schedule a call by clicking the button below.
Have a question? Click HERE to schedule a screen share and we’ll walk through it together.
Most people only think about the taxes that come out of their paycheck. But there are two major categories of taxes you deal with while working (income taxes and payroll taxes), and even when you retire, the tax story isn’t automatically “over.”
Could a Mini-Retirement Reduce Your Retirement Taxes?
Taking a mini retirement sounds like a lifestyle decision — travel, flexibility, a reset between careers. But those low-income years can create a rare tax-planning window.
Welcome to Divorce the IRS, the Retirement Income Planning Podcast, built for people who want to pay the least amount of taxes possible and create retirement income that actually lasts. Inspired by Jimmy Miller’s bestselling book Divorce, the IRS, this show takes you behind the scenes of the tax rules, retirement strategies, and planning decisions that can quietly determine how much of your money you keep.
As a non‑US citizen living and working in the United States, you face many new challenges when it comes to learning and understanding a completely new financial and tax system. The goal of this podcast is to help non‑US citizens and cross‑border families implement effective strategies to take full advantage of the opportunities to create wealth in the United States—both while you’re here and even once you’ve left
This guide will help you determine whether a Roth 401(k) contribution in 2026 aligns with your tax situation today and your projected retirement income tomorrow.
Baobab Wealth Management and Baobab Wealth Abroad are DBA names of Baobab Wealth LLC, a Florida state Registered Investment Advisor.
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