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Guides & Handbooks

Free Guide

Living & Retiring in Bali, 2026 Edition

Bali is a wonderful place to live or retire. For a U.S. citizen it’s also financially complex, in ways that differ sharply from the system you’re used to. This guide surfaces the friction early, in plain English, so you can plan around it. Inside you’ll find:

  • Whether your KITAS makes you an Indonesian tax resident before you cross 183 days
  • Which permit fits your situation, and what each one forbids you from doing
  • The investment mistake that can quietly cost Americans the most
  • What happens to your IRA, 401(k), Roth, and Social Security
  • Why foreigners cannot hold Hak Milik, and what to hold instead
  • The order to make your moves in, month by month
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Free Guide

Living & Retiring in Spain, 2026 Edition

Spain is a wonderful place to retire. For a U.S. citizen it’s also financially complex, and the most expensive mistakes are made before you land. This guide surfaces the friction early, in plain English, so you can plan around it. Inside you’ll find:

  • Whether Spain will tax you as a resident, and when that clock starts
  • Which visa fits your situation, and what it does not decide for you
  • The investment mistake that can quietly cost Americans the most
  • What happens to your IRA, 401(k), and Social Security
  • How the region you choose could change your tax bill by up to five figures
  • The order to make your moves in, month by month
GET THE FREE GUIDE
Free Guide

An Expatriate's Guide

Read the ultimate guide for navigating the financial complexities of living abroad. Coupled with this detailed guide, proper financial planning can help you minimize costly mistakes and financially maximize your time overseas. This guide will help you by explaining:

  • The impact and pitfalls of investing overseas
  • Multi-country taxation, including tax treaties and totalization agreements
  • The arduous IRS reporting that comes with being an expat
  • Estate planning problems and pitfalls for multinational families, especially living overseas
  • And other important financial planning issues that all American expats face
Free Guide

Financial Planning for Foreign Nationals in the US

As a non-US citizen living and working in the United States, you face many new challenges when it comes to learning and understanding a completely new financial and tax system. Pension plans, taxation of income (both here and abroad), and investments, along with retirement accounts and estate planning considerations can seem overwhelming. This often leads to inaction and mistakes. This guide will cover:

  • The most common financial mistakes that expats in the US make.
  • The tax system in the US and how it can/will affect you, globally.
  • Investing in the US and how to take advantage of the opportunities you have.
  • Utilizing your employer’s retirement plans most effectively.
  • Considerations of obtaining a Green Card or staying permanently in the US.
  • Taking your money with you if/when you leave the US.