Guides & Handbooks

The 401(k) Rollover Handbook

When you leave an employer and transition into retirement, you have some options for your 401(k) savings. This guide explains what those options may be and why specific options may be better than others. Your situation is unique, so this is definitely not a case of one size fits all. Only by understanding your options can you make an informed choice. The handbook also compares traditional and Roth IRAs, and notes early withdrawal and RMD rules that pertain to younger and older retirees.

Understanding Social Security Benefits

Social Security is such a complex subject. Sometimes even Social Security recipients misunderstand their options and privileges. I want you to make your decision about Social Security benefits with a clear and thorough understanding, and that’s why I offer this handbook.

Your Retirement Handbook

As you start reading this handbook, you will notice that it is written around a timeline. It explains what you may want to do 12-24 months ahead of your envisioned retirement date, 6-12 months away from your retirement date, and so on. Then, it continues into the future – noting things that you may want to address in the first year after you retire, and the year after that. So you have a clear timeline here, easy to read, and easy to reference, while also being very detailed.

An Expatriate's Guide

Read the ultimate guide for navigating the financial complexities of living abroad. Coupled with this detailed guide, proper financial planning can help you minimize costly mistakes and financially maximize your time overseas. This guide will help you by explaining:

• The impact and pitfalls of investing overseas
• Multi-country taxation, including tax treaties and totalization agreements
• The arduous IRS reporting that comes with being an expat
• Estate planning problems and pitfalls for multinational families, especially living overseas
• And other important financial planning issues that all American expats face

Financial Planning for Foreign Nationals in the US

As a non-US citizen living and working in the United States, you face many new challenges when it comes to learning and understanding a completely new financial and tax system. Pension plans, taxation of income (both here and abroad), and investments, along with retirement accounts and estate planning considerations can seem overwhelming. This often leads to inaction and mistakes. This guide will cover:

• The most common financial mistakes that expats in the US make.
• The tax system in the US and how it can/will affect you, globally.
• Investing in the US and how to take advantage of the opportunities you have.
• Utilizing your employer’s retirement plans most effectively.
• Considerations of obtaining a Green Card or staying permanently in the US.
• Taking your money with you if/when you leave the US.