Baobab Bulletin — Issue #1

JANUARY 2026

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January 2026

The inaugural Baobab Bulletin: a Welcome to 2026 perspective video, fresh takes on investing at record-high markets and what forecasters got wrong in 2025, expat planning for Americans in Germany plus IRA contributions abroad, and new podcast episodes.

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Baobab Wealth Management and Baobab Wealth Abroad are DBA names of Baobab Wealth LLC, a Florida state Registered Investment Advisor.

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The information provided is for educational and informational purposes only and should not be construed as investment advice, an offer to buy or sell, or a solicitation of any security or investment strategy. All investments involve risk, including the possible loss of principal. Past performance is no guarantee of future results, and there is no assurance that any investment strategy or portfolio will achieve its objectives, match or outperform any benchmark, or be profitable.

Baobab Wealth Management and Baobab Wealth Abroad do not guarantee the success of any investment strategy or the accuracy of market timing approaches. No representation or warranty is made that the services or methods of analysis employed by the firm will identify market tops or bottoms, or protect against market declines.

Baobab Wealth Management and Baobab Wealth Abroad do not provide tax, legal, or accounting advice. This material is not intended to provide, and should not be relied on for, tax, legal, or accounting guidance. Please consult your own qualified professionals for such advice before making any financial decisions.