Building a career across countries can open incredible opportunities… but it also creates financial complexity most people aren’t prepared for.
In this video, Sonja shares real-world insights from living and working across Germany, Hong Kong, mainland China, Russia, and the United States. She breaks down how cross-border careers impact your taxes, retirement planning, income structure, and long-term financial decisions.
If you're an expat, globally mobile professional, or considering working abroad, this video will help you better understand the financial landscape so you can make more informed decisions along the way.
This isn’t about predictions or promises. It’s about clarity, structure, and understanding how different systems interact when your life spans multiple countries.
Chapters
- 00:00Introduction: Why global careers change everything
- 00:42Sonja’s international experience
- 01:30Why traditional financial advice falls short
- 02:20Cross-border retirement challenges
- 03:25Tax systems and residency complexities
- 04:10The truth about income and net pay abroad
- 05:05Key considerations before accepting an international role
- 05:45Saving and investing across currencies
- 06:10Retirement planning across multiple countries
- 06:25Final thoughts and key takeaway