Social Security statements are no longer mailed annually, but you can still access them by creating a “My Social Security” account at ssa.gov. Reviewing your statement is important for checking earnings history, understanding your projected benefits, and planning when to claim.
Your statement outlines retirement, disability, family survivor, and Medicare benefits, and shows how claiming at different ages will impact the amount you receive. It’s also important to remember that Social Security is designed to supplement, not replace, your retirement income.
- 00:06Paper Social Security statements no longer mailed
- 00:30How to access statements on SSA.gov
- 00:39Creating My Social Security account
- 00:53Social Security as supplementary income
- 01:15Tax implications on benefits
- 01:27Overview of benefit types
- 01:55Retirement age considerations
- 02:12How benefits are calculated
- 02:25Future funding challenges
- 02:49Consultation and additional information