Inflation used to be a background concern in retirement. Not anymore. With people living 25–30+ years after they stop working, the old approach of “just protect principal” doesn’t always hold up. In this video, we talk about why the real risk in modern retirement isn’t just losing money, it’s losing purchasing power over time — and what that shift means for how you think about income. Watch through to the end for ideas to bring to your advisor.
- 0:00Introduction to inflation's impact on retirement
- 0:04Historical perspective on inflation and short retirements
- 0:17Modern retirements now last 30+ years
- 0:21Example of dramatic price changes over 30 years
- 0:33Traditional focus on principal protection in retirement
- 0:53Generation wrongly focused on principal protection
- 1:02Shift focus from principal to purchasing power protection
- 1:11Modern retirees face purchasing power erosion challenge
- 1:29Solution: investments providing rising income over time
- 1:48Call to action for retirement income planning