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Building a career across countries can open incredible opportunities… but it also creates financial complexity most people aren’t prepared for.
In this video, Sonja shares real-world insights from living and working across Germany, Hong Kong, mainland China, Russia, and the United States. She breaks down how cross-border careers impact your taxes, retirement planning, income structure, and long-term financial decisions.
If you're an expat, globally mobile professional, or considering working abroad, this video will help you better understand the financial landscape so you can make more informed decisions along the way.
This isn’t about predictions or promises. It’s about clarity, structure, and understanding how different systems interact when your life spans multiple countries.
Chapters
00:00 Introduction: Why global careers change everything
00:42 Sonja’s international experience
01:30 Why traditional financial advice falls short
02:20 Cross-border retirement challenges
03:25 Tax systems and residency complexities
04:10 The truth about income and net pay abroad
05:05 Key considerations before accepting an international role
05:45 Saving and investing across currencies
06:10 Retirement planning across multiple countries
06:25 Final thoughts and key takeaway
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