What if your retirement lasted more than 40 years?
After recently losing her grandmother just one week before her 103rd birthday, Sonja shares a personal story that highlights one of the biggest challenges facing retirees today: preparing financially, physically, and emotionally for a much longer retirement than previous generations ever expected.
A retirement that lasts decades requires more than simply saving enough money. It requires a plan that can adapt as life changes.
In this video, Sonja discusses:
- Why longevity changes retirement planning
- The three phases of retirement: Go-Go, Slow-Go, and No-Go years
- Building financial resilience throughout retirement
- Retirement income planning strategies
- Sequence of returns risk
- Social Security planning considerations
- Why health is one of your greatest retirement assets
- Planning for meaningful experiences and "memory dividends"
- The importance of purpose after leaving your career
- How relationships and community influence retirement success
You'll also learn why retirement planning isn't just about investments. It's about creating a lifestyle that supports independence, flexibility, and confidence throughout every stage of retirement.
Whether retirement is just around the corner or still years away, understanding how a longer life changes financial planning can help you make more informed decisions today.
If you're wondering what your own longevity strategy could look like, or how to build a retirement income plan that evolves with you over time, we'd be happy to start that conversation.
Chapters
- 00:00A Personal Story About Longevity
- 00:43My Grandmother's 43-Year Retirement
- 01:15The Three Phases of Retirement
- 02:08Building Financial Resilience
- 02:56Why Your Health Is a Retirement Asset
- 03:36Planning for Experiences & Memory Dividends
- 04:12Finding Purpose in Retirement
- 04:39Why Connection Matters
- 04:56Planning for a Long Life