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Today’s retirees are in uncharted territory. Social Security was designed when people retired at 65 and didn’t live much longer. Now many Americans stop working at 62 and may live into their 80s or 90s — which means a 30+ year retirement isn’t unusual anymore. That gap has huge implications for how you save, spend, and draw Social Security.
If you would like help envisioning what that kind of retirement actually looks like — and how to fund it — feel free to reach out.
Chapters
0:00 The original Social Security setup
0:40 How life expectancy changed
1:15 Retirement age moving earlier
1:50 Why 30+ year retirements are hard to plan
2:25 Getting help from a professional
This video explains:
-Why Social Security wasn’t built for today’s longevity
-How retiring at 62 affects your long-term income
-Why you have to plan for decades, not years
-How an adviser can help you see the whole picture
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